LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,602
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,989
−HK$1,410/mo
Today · 4.125%
HK$47,399
baseline
▲ 0.50% · 4.625%
HK$50,283
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,798/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,619
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,950
−HK$1,350/mo
Today · 4.125%
HK$52,300
baseline
▲ 0.50% · 4.625%
HK$55,057
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,600/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,522
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,187
−HK$1,692/mo
Today · 4.125%
HK$56,879
baseline
▲ 0.50% · 4.625%
HK$60,339
+HK$3,460/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,758/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,543
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,140
−HK$1,620/mo
Today · 4.125%
HK$62,760
baseline
▲ 0.50% · 4.625%
HK$66,068
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,520/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,443
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,385
−HK$1,973/mo
Today · 4.125%
HK$66,358
baseline
▲ 0.50% · 4.625%
HK$70,396
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,716/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,467
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,330
−HK$1,890/mo
Today · 4.125%
HK$73,220
baseline
▲ 0.50% · 4.625%
HK$77,079
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,440/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,283
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,781
−HK$2,537/mo
Today · 4.125%
HK$85,318
baseline
▲ 0.50% · 4.625%
HK$90,509
+HK$5,191/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$170,636/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,314
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,710
−HK$2,430/mo
Today · 4.125%
HK$94,140
baseline
▲ 0.50% · 4.625%
HK$99,102
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.60M · min. income ≈ HK$188,280/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,501 · Scale 2, in force from 26 Feb 2026)