LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,605
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,992
−HK$1,410/mo
Today · 4.125%
HK$47,402
baseline
▲ 0.50% · 4.625%
HK$50,286
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,804/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,622
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,953
−HK$1,350/mo
Today · 4.125%
HK$52,303
baseline
▲ 0.50% · 4.625%
HK$55,060
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,606/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,526
−HK$3,356/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,691/mo
Today · 4.125%
HK$56,882
baseline
▲ 0.50% · 4.625%
HK$60,343
+HK$3,461/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,764/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,547
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,144
−HK$1,620/mo
Today · 4.125%
HK$62,764
baseline
▲ 0.50% · 4.625%
HK$66,072
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,528/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,447
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,389
−HK$1,974/mo
Today · 4.125%
HK$66,363
baseline
▲ 0.50% · 4.625%
HK$70,401
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,726/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,471
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,334
−HK$1,891/mo
Today · 4.125%
HK$73,225
baseline
▲ 0.50% · 4.625%
HK$77,084
+HK$3,859/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,450/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,288
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,786
−HK$2,537/mo
Today · 4.125%
HK$85,323
baseline
▲ 0.50% · 4.625%
HK$90,515
+HK$5,192/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,646/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,320
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,716
−HK$2,430/mo
Today · 4.125%
HK$94,146
baseline
▲ 0.50% · 4.625%
HK$99,108
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,292/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,548 · Scale 2, in force from 26 Feb 2026)