LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,606
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,994
−HK$1,409/mo
Today · 4.125%
HK$47,403
baseline
▲ 0.50% · 4.625%
HK$50,288
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,806/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,624
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,955
−HK$1,350/mo
Today · 4.125%
HK$52,305
baseline
▲ 0.50% · 4.625%
HK$55,062
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,610/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,527
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,192
−HK$1,692/mo
Today · 4.125%
HK$56,884
baseline
▲ 0.50% · 4.625%
HK$60,345
+HK$3,461/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,768/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,549
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,146
−HK$1,620/mo
Today · 4.125%
HK$62,766
baseline
▲ 0.50% · 4.625%
HK$66,074
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,532/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,449
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,391
−HK$1,974/mo
Today · 4.125%
HK$66,365
baseline
▲ 0.50% · 4.625%
HK$70,403
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,730/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,473
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,337
−HK$1,890/mo
Today · 4.125%
HK$73,227
baseline
▲ 0.50% · 4.625%
HK$77,087
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,454/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,291
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,789
−HK$2,537/mo
Today · 4.125%
HK$85,326
baseline
▲ 0.50% · 4.625%
HK$90,518
+HK$5,192/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,652/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,323
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,719
−HK$2,430/mo
Today · 4.125%
HK$94,149
baseline
▲ 0.50% · 4.625%
HK$99,112
+HK$4,963/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,298/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,572 · Scale 2, in force from 26 Feb 2026)