LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,607
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$45,994
−HK$1,410/mo
Today · 4.125%
HK$47,404
baseline
▲ 0.50% · 4.625%
HK$50,289
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,808/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,625
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,956
−HK$1,350/mo
Today · 4.125%
HK$52,306
baseline
▲ 0.50% · 4.625%
HK$55,063
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,612/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,528
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,193
−HK$1,692/mo
Today · 4.125%
HK$56,885
baseline
▲ 0.50% · 4.625%
HK$60,346
+HK$3,461/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,770/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,550
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,147
−HK$1,620/mo
Today · 4.125%
HK$62,767
baseline
▲ 0.50% · 4.625%
HK$66,076
+HK$3,309/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,534/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,450
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,392
−HK$1,974/mo
Today · 4.125%
HK$66,366
baseline
▲ 0.50% · 4.625%
HK$70,404
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,732/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,475
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,338
−HK$1,890/mo
Today · 4.125%
HK$73,228
baseline
▲ 0.50% · 4.625%
HK$77,088
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,456/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,293
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,790
−HK$2,538/mo
Today · 4.125%
HK$85,328
baseline
▲ 0.50% · 4.625%
HK$90,520
+HK$5,192/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,656/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,325
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,720
−HK$2,431/mo
Today · 4.125%
HK$94,151
baseline
▲ 0.50% · 4.625%
HK$99,113
+HK$4,962/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,302/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,585 · Scale 2, in force from 26 Feb 2026)