LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,607
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$45,995
−HK$1,410/mo
Today · 4.125%
HK$47,405
baseline
▲ 0.50% · 4.625%
HK$50,289
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,810/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,625
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,956
−HK$1,350/mo
Today · 4.125%
HK$52,306
baseline
▲ 0.50% · 4.625%
HK$55,064
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,612/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,529
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,194
−HK$1,692/mo
Today · 4.125%
HK$56,886
baseline
▲ 0.50% · 4.625%
HK$60,347
+HK$3,461/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$113,772/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,550
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,148
−HK$1,620/mo
Today · 4.125%
HK$62,768
baseline
▲ 0.50% · 4.625%
HK$66,076
+HK$3,308/mo
Deposit HK$7.82M · loan HK$11.74M · min. income ≈ HK$125,536/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,450
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,393
−HK$1,974/mo
Today · 4.125%
HK$66,367
baseline
▲ 0.50% · 4.625%
HK$70,405
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,734/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,476
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,339
−HK$1,890/mo
Today · 4.125%
HK$73,229
baseline
▲ 0.50% · 4.625%
HK$77,089
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,458/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,293
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,791
−HK$2,538/mo
Today · 4.125%
HK$85,329
baseline
▲ 0.50% · 4.625%
HK$90,521
+HK$5,192/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,658/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,326
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,721
−HK$2,431/mo
Today · 4.125%
HK$94,152
baseline
▲ 0.50% · 4.625%
HK$99,115
+HK$4,963/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,304/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,593 · Scale 2, in force from 26 Feb 2026)