LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,611
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$45,999
−HK$1,410/mo
Today · 4.125%
HK$47,409
baseline
▲ 0.50% · 4.625%
HK$50,294
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,818/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,630
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,961
−HK$1,350/mo
Today · 4.125%
HK$52,311
baseline
▲ 0.50% · 4.625%
HK$55,069
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,622/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,534
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,199
−HK$1,692/mo
Today · 4.125%
HK$56,891
baseline
▲ 0.50% · 4.625%
HK$60,353
+HK$3,462/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,782/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,556
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,153
−HK$1,620/mo
Today · 4.125%
HK$62,773
baseline
▲ 0.50% · 4.625%
HK$66,082
+HK$3,309/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,546/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,456
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,399
−HK$1,974/mo
Today · 4.125%
HK$66,373
baseline
▲ 0.50% · 4.625%
HK$70,411
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$132,746/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,482
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,345
−HK$1,891/mo
Today · 4.125%
HK$73,236
baseline
▲ 0.50% · 4.625%
HK$77,096
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.69M · min. income ≈ HK$146,472/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,301
−HK$5,035/mo
▼ 0.25% · 3.875%
HK$82,798
−HK$2,538/mo
Today · 4.125%
HK$85,336
baseline
▲ 0.50% · 4.625%
HK$90,529
+HK$5,193/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,672/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,334
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,730
−HK$2,430/mo
Today · 4.125%
HK$94,160
baseline
▲ 0.50% · 4.625%
HK$99,123
+HK$4,963/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,320/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,660 · Scale 2, in force from 26 Feb 2026)