LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,613
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$46,001
−HK$1,409/mo
Today · 4.125%
HK$47,410
baseline
▲ 0.50% · 4.625%
HK$50,295
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,820/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,631
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,962
−HK$1,351/mo
Today · 4.125%
HK$52,313
baseline
▲ 0.50% · 4.625%
HK$55,070
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,626/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,535
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,201
−HK$1,691/mo
Today · 4.125%
HK$56,892
baseline
▲ 0.50% · 4.625%
HK$60,354
+HK$3,462/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,784/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,558
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,155
−HK$1,620/mo
Today · 4.125%
HK$62,775
baseline
▲ 0.50% · 4.625%
HK$66,084
+HK$3,309/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,550/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,458
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,401
−HK$1,974/mo
Today · 4.125%
HK$66,375
baseline
▲ 0.50% · 4.625%
HK$70,413
+HK$4,038/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,750/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,484
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,347
−HK$1,891/mo
Today · 4.125%
HK$73,238
baseline
▲ 0.50% · 4.625%
HK$77,098
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,476/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,303
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,801
−HK$2,538/mo
Today · 4.125%
HK$85,339
baseline
▲ 0.50% · 4.625%
HK$90,531
+HK$5,192/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,678/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,336
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,732
−HK$2,431/mo
Today · 4.125%
HK$94,163
baseline
▲ 0.50% · 4.625%
HK$99,126
+HK$4,963/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,326/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,681 · Scale 2, in force from 26 Feb 2026)