LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,614
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,002
−HK$1,410/mo
Today · 4.125%
HK$47,412
baseline
▲ 0.50% · 4.625%
HK$50,296
+HK$2,884/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,824/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,633
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,964
−HK$1,350/mo
Today · 4.125%
HK$52,314
baseline
▲ 0.50% · 4.625%
HK$55,072
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,628/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,537
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,202
−HK$1,692/mo
Today · 4.125%
HK$56,894
baseline
▲ 0.50% · 4.625%
HK$60,356
+HK$3,462/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,788/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,559
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,156
−HK$1,621/mo
Today · 4.125%
HK$62,777
baseline
▲ 0.50% · 4.625%
HK$66,086
+HK$3,309/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,554/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,459
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,402
−HK$1,974/mo
Today · 4.125%
HK$66,376
baseline
▲ 0.50% · 4.625%
HK$70,415
+HK$4,039/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,752/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,486
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,349
−HK$1,891/mo
Today · 4.125%
HK$73,240
baseline
▲ 0.50% · 4.625%
HK$77,100
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,480/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,305
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,803
−HK$2,538/mo
Today · 4.125%
HK$85,341
baseline
▲ 0.50% · 4.625%
HK$90,534
+HK$5,193/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,682/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,339
−HK$4,826/mo
▼ 0.25% · 3.875%
HK$91,735
−HK$2,430/mo
Today · 4.125%
HK$94,165
baseline
▲ 0.50% · 4.625%
HK$99,129
+HK$4,964/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,330/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,699 · Scale 2, in force from 26 Feb 2026)