LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,615
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,003
−HK$1,410/mo
Today · 4.125%
HK$47,413
baseline
▲ 0.50% · 4.625%
HK$50,298
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,826/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,634
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,965
−HK$1,350/mo
Today · 4.125%
HK$52,315
baseline
▲ 0.50% · 4.625%
HK$55,073
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,630/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,538
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,203
−HK$1,692/mo
Today · 4.125%
HK$56,895
baseline
▲ 0.50% · 4.625%
HK$60,357
+HK$3,462/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,790/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,561
−HK$3,217/mo
▼ 0.25% · 3.875%
HK$61,158
−HK$1,620/mo
Today · 4.125%
HK$62,778
baseline
▲ 0.50% · 4.625%
HK$66,088
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,556/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,461
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,404
−HK$1,974/mo
Today · 4.125%
HK$66,378
baseline
▲ 0.50% · 4.625%
HK$70,417
+HK$4,039/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,756/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,487
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,351
−HK$1,891/mo
Today · 4.125%
HK$73,242
baseline
▲ 0.50% · 4.625%
HK$77,102
+HK$3,860/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,484/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,307
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,805
−HK$2,538/mo
Today · 4.125%
HK$85,343
baseline
▲ 0.50% · 4.625%
HK$90,536
+HK$5,193/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,686/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,341
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,737
−HK$2,431/mo
Today · 4.125%
HK$94,168
baseline
▲ 0.50% · 4.625%
HK$99,131
+HK$4,963/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,336/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,719 · Scale 2, in force from 26 Feb 2026)