LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,617
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,005
−HK$1,410/mo
Today · 4.125%
HK$47,415
baseline
▲ 0.50% · 4.625%
HK$50,300
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,830/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,636
−HK$2,681/mo
▼ 0.25% · 3.875%
HK$50,967
−HK$1,350/mo
Today · 4.125%
HK$52,317
baseline
▲ 0.50% · 4.625%
HK$55,075
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,634/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,540
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,205
−HK$1,693/mo
Today · 4.125%
HK$56,898
baseline
▲ 0.50% · 4.625%
HK$60,360
+HK$3,462/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,796/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,563
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,160
−HK$1,621/mo
Today · 4.125%
HK$62,781
baseline
▲ 0.50% · 4.625%
HK$66,090
+HK$3,309/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,562/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,463
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,406
−HK$1,974/mo
Today · 4.125%
HK$66,380
baseline
▲ 0.50% · 4.625%
HK$70,420
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,760/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,490
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,354
−HK$1,890/mo
Today · 4.125%
HK$73,244
baseline
▲ 0.50% · 4.625%
HK$77,105
+HK$3,861/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,488/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,310
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,808
−HK$2,538/mo
Today · 4.125%
HK$85,346
baseline
▲ 0.50% · 4.625%
HK$90,539
+HK$5,193/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,692/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,344
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,740
−HK$2,431/mo
Today · 4.125%
HK$94,171
baseline
▲ 0.50% · 4.625%
HK$99,135
+HK$4,964/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,342/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,746 · Scale 2, in force from 26 Feb 2026)