LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,617
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,005
−HK$1,410/mo
Today · 4.125%
HK$47,415
baseline
▲ 0.50% · 4.625%
HK$50,300
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,830/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,636
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,968
−HK$1,350/mo
Today · 4.125%
HK$52,318
baseline
▲ 0.50% · 4.625%
HK$55,076
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,636/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,541
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,206
−HK$1,692/mo
Today · 4.125%
HK$56,898
baseline
▲ 0.50% · 4.625%
HK$60,361
+HK$3,463/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,796/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,564
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,161
−HK$1,621/mo
Today · 4.125%
HK$62,782
baseline
▲ 0.50% · 4.625%
HK$66,091
+HK$3,309/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,564/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,464
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,407
−HK$1,974/mo
Today · 4.125%
HK$66,381
baseline
▲ 0.50% · 4.625%
HK$70,421
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,762/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,491
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,355
−HK$1,890/mo
Today · 4.125%
HK$73,245
baseline
▲ 0.50% · 4.625%
HK$77,106
+HK$3,861/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,490/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,311
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,809
−HK$2,539/mo
Today · 4.125%
HK$85,348
baseline
▲ 0.50% · 4.625%
HK$90,541
+HK$5,193/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,696/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,346
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,742
−HK$2,431/mo
Today · 4.125%
HK$94,173
baseline
▲ 0.50% · 4.625%
HK$99,137
+HK$4,964/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,346/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,757 · Scale 2, in force from 26 Feb 2026)