LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,619
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,007
−HK$1,410/mo
Today · 4.125%
HK$47,417
baseline
▲ 0.50% · 4.625%
HK$50,303
+HK$2,886/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,834/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,639
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,970
−HK$1,351/mo
Today · 4.125%
HK$52,321
baseline
▲ 0.50% · 4.625%
HK$55,078
+HK$2,757/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,642/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,543
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,209
−HK$1,692/mo
Today · 4.125%
HK$56,901
baseline
▲ 0.50% · 4.625%
HK$60,363
+HK$3,462/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,802/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,566
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,164
−HK$1,621/mo
Today · 4.125%
HK$62,785
baseline
▲ 0.50% · 4.625%
HK$66,094
+HK$3,309/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,570/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,467
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,410
−HK$1,974/mo
Today · 4.125%
HK$66,384
baseline
▲ 0.50% · 4.625%
HK$70,424
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,768/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,494
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,358
−HK$1,891/mo
Today · 4.125%
HK$73,249
baseline
▲ 0.50% · 4.625%
HK$77,110
+HK$3,861/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,498/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,315
−HK$5,036/mo
▼ 0.25% · 3.875%
HK$82,813
−HK$2,538/mo
Today · 4.125%
HK$85,351
baseline
▲ 0.50% · 4.625%
HK$90,545
+HK$5,194/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,702/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,350
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$91,746
−HK$2,431/mo
Today · 4.125%
HK$94,177
baseline
▲ 0.50% · 4.625%
HK$99,141
+HK$4,964/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,354/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,791 · Scale 2, in force from 26 Feb 2026)