LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,621
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,009
−HK$1,410/mo
Today · 4.125%
HK$47,419
baseline
▲ 0.50% · 4.625%
HK$50,305
+HK$2,886/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,838/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,641
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,972
−HK$1,351/mo
Today · 4.125%
HK$52,323
baseline
▲ 0.50% · 4.625%
HK$55,081
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,646/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,546
−HK$3,357/mo
▼ 0.25% · 3.875%
HK$55,211
−HK$1,692/mo
Today · 4.125%
HK$56,903
baseline
▲ 0.50% · 4.625%
HK$60,366
+HK$3,463/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,806/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,569
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,167
−HK$1,620/mo
Today · 4.125%
HK$62,787
baseline
▲ 0.50% · 4.625%
HK$66,097
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,574/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,470
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,413
−HK$1,974/mo
Today · 4.125%
HK$66,387
baseline
▲ 0.50% · 4.625%
HK$70,427
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,774/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,497
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,361
−HK$1,891/mo
Today · 4.125%
HK$73,252
baseline
▲ 0.50% · 4.625%
HK$77,113
+HK$3,861/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,504/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,318
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,817
−HK$2,538/mo
Today · 4.125%
HK$85,355
baseline
▲ 0.50% · 4.625%
HK$90,549
+HK$5,194/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,710/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,353
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,750
−HK$2,431/mo
Today · 4.125%
HK$94,181
baseline
▲ 0.50% · 4.625%
HK$99,145
+HK$4,964/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,362/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,821 · Scale 2, in force from 26 Feb 2026)