LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,624
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,012
−HK$1,410/mo
Today · 4.125%
HK$47,422
baseline
▲ 0.50% · 4.625%
HK$50,307
+HK$2,885/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$94,844/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,643
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,975
−HK$1,350/mo
Today · 4.125%
HK$52,325
baseline
▲ 0.50% · 4.625%
HK$55,083
+HK$2,758/mo
Deposit HK$9.78M · loan HK$9.78M · min. income ≈ HK$104,650/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,548
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,214
−HK$1,692/mo
Today · 4.125%
HK$56,906
baseline
▲ 0.50% · 4.625%
HK$60,369
+HK$3,463/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,812/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,572
−HK$3,218/mo
▼ 0.25% · 3.875%
HK$61,170
−HK$1,620/mo
Today · 4.125%
HK$62,790
baseline
▲ 0.50% · 4.625%
HK$66,100
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,580/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,473
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,416
−HK$1,975/mo
Today · 4.125%
HK$66,391
baseline
▲ 0.50% · 4.625%
HK$70,430
+HK$4,039/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,782/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,501
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,364
−HK$1,891/mo
Today · 4.125%
HK$73,255
baseline
▲ 0.50% · 4.625%
HK$77,117
+HK$3,862/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,510/mo (50% DSR)
Upfront cash ≈ HK$6.60M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,322
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,821
−HK$2,538/mo
Today · 4.125%
HK$85,359
baseline
▲ 0.50% · 4.625%
HK$90,553
+HK$5,194/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,718/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,358
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,754
−HK$2,432/mo
Today · 4.125%
HK$94,186
baseline
▲ 0.50% · 4.625%
HK$99,150
+HK$4,964/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,372/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,857 · Scale 2, in force from 26 Feb 2026)