LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,629
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,017
−HK$1,411/mo
Today · 4.125%
HK$47,428
baseline
▲ 0.50% · 4.625%
HK$50,313
+HK$2,885/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,856/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,649
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,981
−HK$1,351/mo
Today · 4.125%
HK$52,332
baseline
▲ 0.50% · 4.625%
HK$55,090
+HK$2,758/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,664/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,555
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,221
−HK$1,692/mo
Today · 4.125%
HK$56,913
baseline
▲ 0.50% · 4.625%
HK$60,376
+HK$3,463/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,826/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,579
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,177
−HK$1,621/mo
Today · 4.125%
HK$62,798
baseline
▲ 0.50% · 4.625%
HK$66,108
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,596/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,481
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,424
−HK$1,975/mo
Today · 4.125%
HK$66,399
baseline
▲ 0.50% · 4.625%
HK$70,439
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,798/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,509
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,373
−HK$1,891/mo
Today · 4.125%
HK$73,264
baseline
▲ 0.50% · 4.625%
HK$77,126
+HK$3,862/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,528/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,332
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,831
−HK$2,539/mo
Today · 4.125%
HK$85,370
baseline
▲ 0.50% · 4.625%
HK$90,564
+HK$5,194/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$170,740/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,369
−HK$4,828/mo
▼ 0.25% · 3.875%
HK$91,766
−HK$2,431/mo
Today · 4.125%
HK$94,197
baseline
▲ 0.50% · 4.625%
HK$99,162
+HK$4,965/mo
Deposit HK$1.96M · loan HK$17.61M · min. income ≈ HK$188,394/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,947 · Scale 2, in force from 26 Feb 2026)