LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,630
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,018
−HK$1,410/mo
Today · 4.125%
HK$47,428
baseline
▲ 0.50% · 4.625%
HK$50,314
+HK$2,886/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,856/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,650
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,982
−HK$1,351/mo
Today · 4.125%
HK$52,333
baseline
▲ 0.50% · 4.625%
HK$55,091
+HK$2,758/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,666/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,556
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,222
−HK$1,692/mo
Today · 4.125%
HK$56,914
baseline
▲ 0.50% · 4.625%
HK$60,377
+HK$3,463/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,828/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,580
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,178
−HK$1,621/mo
Today · 4.125%
HK$62,799
baseline
▲ 0.50% · 4.625%
HK$66,109
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,598/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,482
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,425
−HK$1,975/mo
Today · 4.125%
HK$66,400
baseline
▲ 0.50% · 4.625%
HK$70,440
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,800/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,510
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,375
−HK$1,891/mo
Today · 4.125%
HK$73,266
baseline
▲ 0.50% · 4.625%
HK$77,128
+HK$3,862/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,532/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,334
−HK$5,037/mo
▼ 0.25% · 3.875%
HK$82,832
−HK$2,539/mo
Today · 4.125%
HK$85,371
baseline
▲ 0.50% · 4.625%
HK$90,566
+HK$5,195/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,742/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,370
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,767
−HK$2,432/mo
Today · 4.125%
HK$94,199
baseline
▲ 0.50% · 4.625%
HK$99,164
+HK$4,965/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,398/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,961 · Scale 2, in force from 26 Feb 2026)