LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,631
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,019
−HK$1,410/mo
Today · 4.125%
HK$47,429
baseline
▲ 0.50% · 4.625%
HK$50,315
+HK$2,886/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,858/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,651
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,983
−HK$1,351/mo
Today · 4.125%
HK$52,334
baseline
▲ 0.50% · 4.625%
HK$55,092
+HK$2,758/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,668/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,557
−HK$3,358/mo
▼ 0.25% · 3.875%
HK$55,223
−HK$1,692/mo
Today · 4.125%
HK$56,915
baseline
▲ 0.50% · 4.625%
HK$60,379
+HK$3,464/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,830/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,582
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,179
−HK$1,622/mo
Today · 4.125%
HK$62,801
baseline
▲ 0.50% · 4.625%
HK$66,111
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,602/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,483
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,427
−HK$1,974/mo
Today · 4.125%
HK$66,401
baseline
▲ 0.50% · 4.625%
HK$70,442
+HK$4,041/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,802/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,512
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,376
−HK$1,891/mo
Today · 4.125%
HK$73,267
baseline
▲ 0.50% · 4.625%
HK$77,129
+HK$3,862/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,534/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,335
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,834
−HK$2,539/mo
Today · 4.125%
HK$85,373
baseline
▲ 0.50% · 4.625%
HK$90,568
+HK$5,195/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,746/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,372
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,769
−HK$2,432/mo
Today · 4.125%
HK$94,201
baseline
▲ 0.50% · 4.625%
HK$99,166
+HK$4,965/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,402/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,976 · Scale 2, in force from 26 Feb 2026)