LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,631
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,019
−HK$1,411/mo
Today · 4.125%
HK$47,430
baseline
▲ 0.50% · 4.625%
HK$50,316
+HK$2,886/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,860/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,652
−HK$2,682/mo
▼ 0.25% · 3.875%
HK$50,983
−HK$1,351/mo
Today · 4.125%
HK$52,334
baseline
▲ 0.50% · 4.625%
HK$55,093
+HK$2,759/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,668/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,557
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,223
−HK$1,693/mo
Today · 4.125%
HK$56,916
baseline
▲ 0.50% · 4.625%
HK$60,379
+HK$3,463/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,832/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,582
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,180
−HK$1,621/mo
Today · 4.125%
HK$62,801
baseline
▲ 0.50% · 4.625%
HK$66,111
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,602/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,484
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,427
−HK$1,975/mo
Today · 4.125%
HK$66,402
baseline
▲ 0.50% · 4.625%
HK$70,442
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,804/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,512
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,377
−HK$1,891/mo
Today · 4.125%
HK$73,268
baseline
▲ 0.50% · 4.625%
HK$77,130
+HK$3,862/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,536/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,336
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,835
−HK$2,539/mo
Today · 4.125%
HK$85,374
baseline
▲ 0.50% · 4.625%
HK$90,569
+HK$5,195/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,748/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,373
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,770
−HK$2,432/mo
Today · 4.125%
HK$94,202
baseline
▲ 0.50% · 4.625%
HK$99,167
+HK$4,965/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,404/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$733,983 · Scale 2, in force from 26 Feb 2026)