LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,633
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$46,021
−HK$1,410/mo
Today · 4.125%
HK$47,431
baseline
▲ 0.50% · 4.625%
HK$50,318
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,862/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,653
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,985
−HK$1,351/mo
Today · 4.125%
HK$52,336
baseline
▲ 0.50% · 4.625%
HK$55,095
+HK$2,759/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,672/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,559
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,225
−HK$1,693/mo
Today · 4.125%
HK$56,918
baseline
▲ 0.50% · 4.625%
HK$60,381
+HK$3,463/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,836/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,584
−HK$3,219/mo
▼ 0.25% · 3.875%
HK$61,182
−HK$1,621/mo
Today · 4.125%
HK$62,803
baseline
▲ 0.50% · 4.625%
HK$66,114
+HK$3,311/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,606/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,486
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,429
−HK$1,975/mo
Today · 4.125%
HK$66,404
baseline
▲ 0.50% · 4.625%
HK$70,445
+HK$4,041/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,808/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,515
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,379
−HK$1,891/mo
Today · 4.125%
HK$73,270
baseline
▲ 0.50% · 4.625%
HK$77,133
+HK$3,863/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,540/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,339
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,838
−HK$2,539/mo
Today · 4.125%
HK$85,377
baseline
▲ 0.50% · 4.625%
HK$90,572
+HK$5,195/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,754/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,376
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,773
−HK$2,432/mo
Today · 4.125%
HK$94,205
baseline
▲ 0.50% · 4.625%
HK$99,170
+HK$4,965/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,410/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,007 · Scale 2, in force from 26 Feb 2026)