LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,634
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,023
−HK$1,410/mo
Today · 4.125%
HK$47,433
baseline
▲ 0.50% · 4.625%
HK$50,320
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,866/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,655
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,987
−HK$1,351/mo
Today · 4.125%
HK$52,338
baseline
▲ 0.50% · 4.625%
HK$55,097
+HK$2,759/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,676/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,561
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,227
−HK$1,693/mo
Today · 4.125%
HK$56,920
baseline
▲ 0.50% · 4.625%
HK$60,384
+HK$3,464/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$113,840/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,586
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,185
−HK$1,621/mo
Today · 4.125%
HK$62,806
baseline
▲ 0.50% · 4.625%
HK$66,116
+HK$3,310/mo
Deposit HK$7.83M · loan HK$11.74M · min. income ≈ HK$125,612/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,488
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,432
−HK$1,975/mo
Today · 4.125%
HK$66,407
baseline
▲ 0.50% · 4.625%
HK$70,447
+HK$4,040/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,814/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,518
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,382
−HK$1,891/mo
Today · 4.125%
HK$73,273
baseline
▲ 0.50% · 4.625%
HK$77,136
+HK$3,863/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,546/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,342
−HK$5,038/mo
▼ 0.25% · 3.875%
HK$82,841
−HK$2,539/mo
Today · 4.125%
HK$85,380
baseline
▲ 0.50% · 4.625%
HK$90,575
+HK$5,195/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,760/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,380
−HK$4,829/mo
▼ 0.25% · 3.875%
HK$91,777
−HK$2,432/mo
Today · 4.125%
HK$94,209
baseline
▲ 0.50% · 4.625%
HK$99,174
+HK$4,965/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,418/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,037 · Scale 2, in force from 26 Feb 2026)