LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,640
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,028
−HK$1,411/mo
Today · 4.125%
HK$47,439
baseline
▲ 0.50% · 4.625%
HK$50,326
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,878/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,661
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,993
−HK$1,351/mo
Today · 4.125%
HK$52,344
baseline
▲ 0.50% · 4.625%
HK$55,103
+HK$2,759/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,688/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,568
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,234
−HK$1,693/mo
Today · 4.125%
HK$56,927
baseline
▲ 0.50% · 4.625%
HK$60,391
+HK$3,464/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,854/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,593
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,192
−HK$1,621/mo
Today · 4.125%
HK$62,813
baseline
▲ 0.50% · 4.625%
HK$66,124
+HK$3,311/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,626/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,496
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,440
−HK$1,975/mo
Today · 4.125%
HK$66,415
baseline
▲ 0.50% · 4.625%
HK$70,456
+HK$4,041/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,830/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,526
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,390
−HK$1,892/mo
Today · 4.125%
HK$73,282
baseline
▲ 0.50% · 4.625%
HK$77,145
+HK$3,863/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,564/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,351
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,851
−HK$2,539/mo
Today · 4.125%
HK$85,390
baseline
▲ 0.50% · 4.625%
HK$90,586
+HK$5,196/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,780/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,390
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,788
−HK$2,432/mo
Today · 4.125%
HK$94,220
baseline
▲ 0.50% · 4.625%
HK$99,186
+HK$4,966/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,440/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,123 · Scale 2, in force from 26 Feb 2026)