LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,642
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,031
−HK$1,411/mo
Today · 4.125%
HK$47,442
baseline
▲ 0.50% · 4.625%
HK$50,328
+HK$2,886/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,884/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,664
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,996
−HK$1,351/mo
Today · 4.125%
HK$52,347
baseline
▲ 0.50% · 4.625%
HK$55,106
+HK$2,759/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,694/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,571
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,237
−HK$1,693/mo
Today · 4.125%
HK$56,930
baseline
▲ 0.50% · 4.625%
HK$60,394
+HK$3,464/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,860/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,597
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,195
−HK$1,622/mo
Today · 4.125%
HK$62,817
baseline
▲ 0.50% · 4.625%
HK$66,128
+HK$3,311/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,634/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,499
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,443
−HK$1,975/mo
Today · 4.125%
HK$66,418
baseline
▲ 0.50% · 4.625%
HK$70,460
+HK$4,042/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,836/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,530
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,394
−HK$1,892/mo
Today · 4.125%
HK$73,286
baseline
▲ 0.50% · 4.625%
HK$77,149
+HK$3,863/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,572/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,356
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,855
−HK$2,540/mo
Today · 4.125%
HK$85,395
baseline
▲ 0.50% · 4.625%
HK$90,591
+HK$5,196/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,790/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,395
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,793
−HK$2,432/mo
Today · 4.125%
HK$94,225
baseline
▲ 0.50% · 4.625%
HK$99,192
+HK$4,967/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,450/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,164 · Scale 2, in force from 26 Feb 2026)