LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,644
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$46,032
−HK$1,411/mo
Today · 4.125%
HK$47,443
baseline
▲ 0.50% · 4.625%
HK$50,330
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,886/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,666
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$50,998
−HK$1,351/mo
Today · 4.125%
HK$52,349
baseline
▲ 0.50% · 4.625%
HK$55,108
+HK$2,759/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,698/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,572
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,239
−HK$1,693/mo
Today · 4.125%
HK$56,932
baseline
▲ 0.50% · 4.625%
HK$60,396
+HK$3,464/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,864/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,599
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,197
−HK$1,622/mo
Today · 4.125%
HK$62,819
baseline
▲ 0.50% · 4.625%
HK$66,130
+HK$3,311/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,638/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,501
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,445
−HK$1,975/mo
Today · 4.125%
HK$66,420
baseline
▲ 0.50% · 4.625%
HK$70,462
+HK$4,042/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$132,840/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,532
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,397
−HK$1,891/mo
Today · 4.125%
HK$73,288
baseline
▲ 0.50% · 4.625%
HK$77,152
+HK$3,864/mo
Deposit HK$5.87M · loan HK$13.70M · min. income ≈ HK$146,576/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,359
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,858
−HK$2,540/mo
Today · 4.125%
HK$85,398
baseline
▲ 0.50% · 4.625%
HK$90,594
+HK$5,196/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,796/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,398
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,796
−HK$2,432/mo
Today · 4.125%
HK$94,228
baseline
▲ 0.50% · 4.625%
HK$99,195
+HK$4,967/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,456/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,188 · Scale 2, in force from 26 Feb 2026)