LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,646
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,035
−HK$1,411/mo
Today · 4.125%
HK$47,446
baseline
▲ 0.50% · 4.625%
HK$50,333
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,892/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,669
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$51,001
−HK$1,351/mo
Today · 4.125%
HK$52,352
baseline
▲ 0.50% · 4.625%
HK$55,112
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,704/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,576
−HK$3,359/mo
▼ 0.25% · 3.875%
HK$55,242
−HK$1,693/mo
Today · 4.125%
HK$56,935
baseline
▲ 0.50% · 4.625%
HK$60,400
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,870/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,602
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,201
−HK$1,621/mo
Today · 4.125%
HK$62,822
baseline
▲ 0.50% · 4.625%
HK$66,134
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,644/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,505
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,449
−HK$1,975/mo
Today · 4.125%
HK$66,424
baseline
▲ 0.50% · 4.625%
HK$70,466
+HK$4,042/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,848/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,536
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,401
−HK$1,892/mo
Today · 4.125%
HK$73,293
baseline
▲ 0.50% · 4.625%
HK$77,156
+HK$3,863/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$146,586/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,363
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,863
−HK$2,540/mo
Today · 4.125%
HK$85,403
baseline
▲ 0.50% · 4.625%
HK$90,599
+HK$5,196/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,806/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,403
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,801
−HK$2,433/mo
Today · 4.125%
HK$94,234
baseline
▲ 0.50% · 4.625%
HK$99,201
+HK$4,967/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,468/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,232 · Scale 2, in force from 26 Feb 2026)