LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,647
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,036
−HK$1,411/mo
Today · 4.125%
HK$47,447
baseline
▲ 0.50% · 4.625%
HK$50,334
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,894/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,669
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,002
−HK$1,351/mo
Today · 4.125%
HK$52,353
baseline
▲ 0.50% · 4.625%
HK$55,113
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,706/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,576
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,243
−HK$1,693/mo
Today · 4.125%
HK$56,936
baseline
▲ 0.50% · 4.625%
HK$60,401
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,872/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,603
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,202
−HK$1,621/mo
Today · 4.125%
HK$62,823
baseline
▲ 0.50% · 4.625%
HK$66,135
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,646/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,506
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,450
−HK$1,976/mo
Today · 4.125%
HK$66,426
baseline
▲ 0.50% · 4.625%
HK$70,467
+HK$4,041/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,852/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,537
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,402
−HK$1,892/mo
Today · 4.125%
HK$73,294
baseline
▲ 0.50% · 4.625%
HK$77,158
+HK$3,864/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$146,588/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,365
−HK$5,039/mo
▼ 0.25% · 3.875%
HK$82,865
−HK$2,539/mo
Today · 4.125%
HK$85,404
baseline
▲ 0.50% · 4.625%
HK$90,601
+HK$5,197/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,808/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,405
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,803
−HK$2,432/mo
Today · 4.125%
HK$94,235
baseline
▲ 0.50% · 4.625%
HK$99,203
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,470/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,245 · Scale 2, in force from 26 Feb 2026)