LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,650
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,039
−HK$1,411/mo
Today · 4.125%
HK$47,450
baseline
▲ 0.50% · 4.625%
HK$50,338
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,900/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,673
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,005
−HK$1,352/mo
Today · 4.125%
HK$52,357
baseline
▲ 0.50% · 4.625%
HK$55,117
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,714/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,580
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,247
−HK$1,693/mo
Today · 4.125%
HK$56,940
baseline
▲ 0.50% · 4.625%
HK$60,405
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,880/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,608
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,206
−HK$1,622/mo
Today · 4.125%
HK$62,828
baseline
▲ 0.50% · 4.625%
HK$66,140
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,656/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,511
−HK$3,919/mo
▼ 0.25% · 3.875%
HK$64,455
−HK$1,975/mo
Today · 4.125%
HK$66,430
baseline
▲ 0.50% · 4.625%
HK$70,473
+HK$4,043/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,860/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,542
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,407
−HK$1,892/mo
Today · 4.125%
HK$73,299
baseline
▲ 0.50% · 4.625%
HK$77,163
+HK$3,864/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$146,598/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,371
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,871
−HK$2,540/mo
Today · 4.125%
HK$85,411
baseline
▲ 0.50% · 4.625%
HK$90,608
+HK$5,197/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,822/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,412
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,810
−HK$2,432/mo
Today · 4.125%
HK$94,242
baseline
▲ 0.50% · 4.625%
HK$99,210
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,484/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,299 · Scale 2, in force from 26 Feb 2026)