LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,651
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,040
−HK$1,411/mo
Today · 4.125%
HK$47,451
baseline
▲ 0.50% · 4.625%
HK$50,338
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,902/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,674
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$51,006
−HK$1,351/mo
Today · 4.125%
HK$52,357
baseline
▲ 0.50% · 4.625%
HK$55,117
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,714/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,581
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,248
−HK$1,693/mo
Today · 4.125%
HK$56,941
baseline
▲ 0.50% · 4.625%
HK$60,406
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,882/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,609
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,207
−HK$1,622/mo
Today · 4.125%
HK$62,829
baseline
▲ 0.50% · 4.625%
HK$66,141
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,658/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,511
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,456
−HK$1,975/mo
Today · 4.125%
HK$66,431
baseline
▲ 0.50% · 4.625%
HK$70,474
+HK$4,043/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,862/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,543
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,408
−HK$1,892/mo
Today · 4.125%
HK$73,300
baseline
▲ 0.50% · 4.625%
HK$77,164
+HK$3,864/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$146,600/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,372
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,872
−HK$2,540/mo
Today · 4.125%
HK$85,412
baseline
▲ 0.50% · 4.625%
HK$90,609
+HK$5,197/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,824/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,413
−HK$4,830/mo
▼ 0.25% · 3.875%
HK$91,811
−HK$2,432/mo
Today · 4.125%
HK$94,243
baseline
▲ 0.50% · 4.625%
HK$99,211
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,486/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,309 · Scale 2, in force from 26 Feb 2026)