LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,652
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,041
−HK$1,411/mo
Today · 4.125%
HK$47,452
baseline
▲ 0.50% · 4.625%
HK$50,340
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,904/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,675
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,007
−HK$1,352/mo
Today · 4.125%
HK$52,359
baseline
▲ 0.50% · 4.625%
HK$55,119
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,718/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,583
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,249
−HK$1,694/mo
Today · 4.125%
HK$56,943
baseline
▲ 0.50% · 4.625%
HK$60,408
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,886/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,610
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,209
−HK$1,622/mo
Today · 4.125%
HK$62,831
baseline
▲ 0.50% · 4.625%
HK$66,143
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,662/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,513
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,458
−HK$1,975/mo
Today · 4.125%
HK$66,433
baseline
▲ 0.50% · 4.625%
HK$70,475
+HK$4,042/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,866/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,545
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,410
−HK$1,892/mo
Today · 4.125%
HK$73,302
baseline
▲ 0.50% · 4.625%
HK$77,166
+HK$3,864/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$146,604/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,374
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,874
−HK$2,540/mo
Today · 4.125%
HK$85,414
baseline
▲ 0.50% · 4.625%
HK$90,611
+HK$5,197/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,828/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,415
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,813
−HK$2,433/mo
Today · 4.125%
HK$94,246
baseline
▲ 0.50% · 4.625%
HK$99,214
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,492/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,328 · Scale 2, in force from 26 Feb 2026)