LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,653
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,042
−HK$1,411/mo
Today · 4.125%
HK$47,453
baseline
▲ 0.50% · 4.625%
HK$50,340
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,906/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,676
−HK$2,683/mo
▼ 0.25% · 3.875%
HK$51,008
−HK$1,351/mo
Today · 4.125%
HK$52,359
baseline
▲ 0.50% · 4.625%
HK$55,119
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,718/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,583
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,250
−HK$1,693/mo
Today · 4.125%
HK$56,943
baseline
▲ 0.50% · 4.625%
HK$60,408
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,886/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,611
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,209
−HK$1,622/mo
Today · 4.125%
HK$62,831
baseline
▲ 0.50% · 4.625%
HK$66,143
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,662/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,514
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,458
−HK$1,976/mo
Today · 4.125%
HK$66,434
baseline
▲ 0.50% · 4.625%
HK$70,476
+HK$4,042/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,868/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,546
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,411
−HK$1,892/mo
Today · 4.125%
HK$73,303
baseline
▲ 0.50% · 4.625%
HK$77,167
+HK$3,864/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$146,606/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,375
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,875
−HK$2,540/mo
Today · 4.125%
HK$85,415
baseline
▲ 0.50% · 4.625%
HK$90,612
+HK$5,197/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,830/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,416
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,814
−HK$2,433/mo
Today · 4.125%
HK$94,247
baseline
▲ 0.50% · 4.625%
HK$99,215
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,494/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,335 · Scale 2, in force from 26 Feb 2026)