LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,655
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,044
−HK$1,411/mo
Today · 4.125%
HK$47,455
baseline
▲ 0.50% · 4.625%
HK$50,343
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,910/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,678
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,011
−HK$1,351/mo
Today · 4.125%
HK$52,362
baseline
▲ 0.50% · 4.625%
HK$55,122
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,724/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,586
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,253
−HK$1,693/mo
Today · 4.125%
HK$56,946
baseline
▲ 0.50% · 4.625%
HK$60,411
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,892/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,614
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,213
−HK$1,622/mo
Today · 4.125%
HK$62,835
baseline
▲ 0.50% · 4.625%
HK$66,147
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,670/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,517
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,462
−HK$1,975/mo
Today · 4.125%
HK$66,437
baseline
▲ 0.50% · 4.625%
HK$70,480
+HK$4,043/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$132,874/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,549
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,415
−HK$1,892/mo
Today · 4.125%
HK$73,307
baseline
▲ 0.50% · 4.625%
HK$77,171
+HK$3,864/mo
Deposit HK$5.87M · loan HK$13.71M · min. income ≈ HK$146,614/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,379
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,879
−HK$2,540/mo
Today · 4.125%
HK$85,419
baseline
▲ 0.50% · 4.625%
HK$90,617
+HK$5,198/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$170,838/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,421
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,819
−HK$2,433/mo
Today · 4.125%
HK$94,252
baseline
▲ 0.50% · 4.625%
HK$99,220
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.62M · min. income ≈ HK$188,504/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,375 · Scale 2, in force from 26 Feb 2026)