LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,656
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,045
−HK$1,411/mo
Today · 4.125%
HK$47,456
baseline
▲ 0.50% · 4.625%
HK$50,344
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,912/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,679
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,012
−HK$1,351/mo
Today · 4.125%
HK$52,363
baseline
▲ 0.50% · 4.625%
HK$55,123
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,726/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,587
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,254
−HK$1,693/mo
Today · 4.125%
HK$56,947
baseline
▲ 0.50% · 4.625%
HK$60,413
+HK$3,466/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,894/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,615
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,214
−HK$1,622/mo
Today · 4.125%
HK$62,836
baseline
▲ 0.50% · 4.625%
HK$66,148
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,672/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,518
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,463
−HK$1,976/mo
Today · 4.125%
HK$66,439
baseline
▲ 0.50% · 4.625%
HK$70,481
+HK$4,042/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,878/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,551
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,416
−HK$1,892/mo
Today · 4.125%
HK$73,308
baseline
▲ 0.50% · 4.625%
HK$77,173
+HK$3,865/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,616/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,381
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,881
−HK$2,540/mo
Today · 4.125%
HK$85,421
baseline
▲ 0.50% · 4.625%
HK$90,619
+HK$5,198/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,842/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,423
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,821
−HK$2,433/mo
Today · 4.125%
HK$94,254
baseline
▲ 0.50% · 4.625%
HK$99,222
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,508/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,389 · Scale 2, in force from 26 Feb 2026)