LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,657
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,046
−HK$1,411/mo
Today · 4.125%
HK$47,457
baseline
▲ 0.50% · 4.625%
HK$50,345
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,914/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,680
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,013
−HK$1,352/mo
Today · 4.125%
HK$52,365
baseline
▲ 0.50% · 4.625%
HK$55,125
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,730/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,588
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,255
−HK$1,694/mo
Today · 4.125%
HK$56,949
baseline
▲ 0.50% · 4.625%
HK$60,414
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,898/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,617
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$61,215
−HK$1,622/mo
Today · 4.125%
HK$62,837
baseline
▲ 0.50% · 4.625%
HK$66,150
+HK$3,313/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,674/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,520
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,465
−HK$1,975/mo
Today · 4.125%
HK$66,440
baseline
▲ 0.50% · 4.625%
HK$70,483
+HK$4,043/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,880/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,553
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,418
−HK$1,892/mo
Today · 4.125%
HK$73,310
baseline
▲ 0.50% · 4.625%
HK$77,175
+HK$3,865/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,620/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,383
−HK$5,040/mo
▼ 0.25% · 3.875%
HK$82,883
−HK$2,540/mo
Today · 4.125%
HK$85,423
baseline
▲ 0.50% · 4.625%
HK$90,621
+HK$5,198/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,846/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,425
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,823
−HK$2,433/mo
Today · 4.125%
HK$94,256
baseline
▲ 0.50% · 4.625%
HK$99,225
+HK$4,969/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,512/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,408 · Scale 2, in force from 26 Feb 2026)