LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,658
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$46,047
−HK$1,411/mo
Today · 4.125%
HK$47,458
baseline
▲ 0.50% · 4.625%
HK$50,346
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,916/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,681
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,014
−HK$1,351/mo
Today · 4.125%
HK$52,365
baseline
▲ 0.50% · 4.625%
HK$55,126
+HK$2,761/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,730/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,589
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,256
−HK$1,694/mo
Today · 4.125%
HK$56,950
baseline
▲ 0.50% · 4.625%
HK$60,415
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,900/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,617
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,216
−HK$1,622/mo
Today · 4.125%
HK$62,838
baseline
▲ 0.50% · 4.625%
HK$66,151
+HK$3,313/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,676/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,521
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,465
−HK$1,976/mo
Today · 4.125%
HK$66,441
baseline
▲ 0.50% · 4.625%
HK$70,484
+HK$4,043/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,882/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,554
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,419
−HK$1,892/mo
Today · 4.125%
HK$73,311
baseline
▲ 0.50% · 4.625%
HK$77,176
+HK$3,865/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,622/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,384
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,884
−HK$2,541/mo
Today · 4.125%
HK$85,425
baseline
▲ 0.50% · 4.625%
HK$90,622
+HK$5,197/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,850/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,426
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,825
−HK$2,433/mo
Today · 4.125%
HK$94,258
baseline
▲ 0.50% · 4.625%
HK$99,226
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,516/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,419 · Scale 2, in force from 26 Feb 2026)