LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,659
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,048
−HK$1,412/mo
Today · 4.125%
HK$47,460
baseline
▲ 0.50% · 4.625%
HK$50,347
+HK$2,887/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,920/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,683
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,015
−HK$1,352/mo
Today · 4.125%
HK$52,367
baseline
▲ 0.50% · 4.625%
HK$55,127
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,734/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,591
−HK$3,360/mo
▼ 0.25% · 3.875%
HK$55,258
−HK$1,693/mo
Today · 4.125%
HK$56,951
baseline
▲ 0.50% · 4.625%
HK$60,417
+HK$3,466/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,902/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,619
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,218
−HK$1,622/mo
Today · 4.125%
HK$62,840
baseline
▲ 0.50% · 4.625%
HK$66,153
+HK$3,313/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,680/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,523
−HK$3,920/mo
▼ 0.25% · 3.875%
HK$64,467
−HK$1,976/mo
Today · 4.125%
HK$66,443
baseline
▲ 0.50% · 4.625%
HK$70,486
+HK$4,043/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,886/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,556
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,421
−HK$1,893/mo
Today · 4.125%
HK$73,314
baseline
▲ 0.50% · 4.625%
HK$77,178
+HK$3,864/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,628/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,386
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,887
−HK$2,540/mo
Today · 4.125%
HK$85,427
baseline
▲ 0.50% · 4.625%
HK$90,625
+HK$5,198/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,854/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,429
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$91,827
−HK$2,433/mo
Today · 4.125%
HK$94,260
baseline
▲ 0.50% · 4.625%
HK$99,229
+HK$4,969/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,520/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,441 · Scale 2, in force from 26 Feb 2026)