LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,660
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,049
−HK$1,412/mo
Today · 4.125%
HK$47,461
baseline
▲ 0.50% · 4.625%
HK$50,349
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,922/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,684
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,016
−HK$1,352/mo
Today · 4.125%
HK$52,368
baseline
▲ 0.50% · 4.625%
HK$55,129
+HK$2,761/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,736/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,592
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,259
−HK$1,694/mo
Today · 4.125%
HK$56,953
baseline
▲ 0.50% · 4.625%
HK$60,418
+HK$3,465/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$113,906/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,621
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$61,220
−HK$1,622/mo
Today · 4.125%
HK$62,842
baseline
▲ 0.50% · 4.625%
HK$66,154
+HK$3,312/mo
Deposit HK$7.83M · loan HK$11.75M · min. income ≈ HK$125,684/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,524
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,469
−HK$1,976/mo
Today · 4.125%
HK$66,445
baseline
▲ 0.50% · 4.625%
HK$70,488
+HK$4,043/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,890/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,558
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$71,423
−HK$1,892/mo
Today · 4.125%
HK$73,315
baseline
▲ 0.50% · 4.625%
HK$77,180
+HK$3,865/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,630/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,388
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,889
−HK$2,540/mo
Today · 4.125%
HK$85,429
baseline
▲ 0.50% · 4.625%
HK$90,627
+HK$5,198/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,858/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,431
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,830
−HK$2,433/mo
Today · 4.125%
HK$94,263
baseline
▲ 0.50% · 4.625%
HK$99,231
+HK$4,968/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,526/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,459 · Scale 2, in force from 26 Feb 2026)