LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,665
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,054
−HK$1,412/mo
Today · 4.125%
HK$47,466
baseline
▲ 0.50% · 4.625%
HK$50,354
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,932/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,689
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,022
−HK$1,352/mo
Today · 4.125%
HK$52,374
baseline
▲ 0.50% · 4.625%
HK$55,134
+HK$2,760/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,748/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,598
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,265
−HK$1,694/mo
Today · 4.125%
HK$56,959
baseline
▲ 0.50% · 4.625%
HK$60,425
+HK$3,466/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$113,918/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,627
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,226
−HK$1,623/mo
Today · 4.125%
HK$62,849
baseline
▲ 0.50% · 4.625%
HK$66,161
+HK$3,312/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$125,698/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,531
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,476
−HK$1,976/mo
Today · 4.125%
HK$66,452
baseline
▲ 0.50% · 4.625%
HK$70,496
+HK$4,044/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,904/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,565
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,431
−HK$1,892/mo
Today · 4.125%
HK$73,323
baseline
▲ 0.50% · 4.625%
HK$77,188
+HK$3,865/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,646/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,397
−HK$5,041/mo
▼ 0.25% · 3.875%
HK$82,898
−HK$2,540/mo
Today · 4.125%
HK$85,438
baseline
▲ 0.50% · 4.625%
HK$90,637
+HK$5,199/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,876/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,441
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,839
−HK$2,434/mo
Today · 4.125%
HK$94,273
baseline
▲ 0.50% · 4.625%
HK$99,242
+HK$4,969/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,546/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,538 · Scale 2, in force from 26 Feb 2026)