LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,669
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,058
−HK$1,412/mo
Today · 4.125%
HK$47,470
baseline
▲ 0.50% · 4.625%
HK$50,358
+HK$2,888/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,940/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,694
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$51,026
−HK$1,352/mo
Today · 4.125%
HK$52,378
baseline
▲ 0.50% · 4.625%
HK$55,139
+HK$2,761/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,756/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,603
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,270
−HK$1,694/mo
Today · 4.125%
HK$56,964
baseline
▲ 0.50% · 4.625%
HK$60,430
+HK$3,466/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$113,928/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,632
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,232
−HK$1,622/mo
Today · 4.125%
HK$62,854
baseline
▲ 0.50% · 4.625%
HK$66,167
+HK$3,313/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$125,708/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,536
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,482
−HK$1,976/mo
Today · 4.125%
HK$66,458
baseline
▲ 0.50% · 4.625%
HK$70,502
+HK$4,044/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,916/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,571
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,437
−HK$1,893/mo
Today · 4.125%
HK$73,330
baseline
▲ 0.50% · 4.625%
HK$77,195
+HK$3,865/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,660/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,404
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,905
−HK$2,541/mo
Today · 4.125%
HK$85,446
baseline
▲ 0.50% · 4.625%
HK$90,645
+HK$5,199/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,892/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,449
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$91,848
−HK$2,433/mo
Today · 4.125%
HK$94,281
baseline
▲ 0.50% · 4.625%
HK$99,251
+HK$4,970/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,562/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,603 · Scale 2, in force from 26 Feb 2026)