LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,669
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,059
−HK$1,411/mo
Today · 4.125%
HK$47,470
baseline
▲ 0.50% · 4.625%
HK$50,359
+HK$2,889/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$94,940/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,694
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,027
−HK$1,352/mo
Today · 4.125%
HK$52,379
baseline
▲ 0.50% · 4.625%
HK$55,140
+HK$2,761/mo
Deposit HK$9.79M · loan HK$9.79M · min. income ≈ HK$104,758/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,603
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,270
−HK$1,694/mo
Today · 4.125%
HK$56,964
baseline
▲ 0.50% · 4.625%
HK$60,430
+HK$3,466/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$113,928/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,633
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,232
−HK$1,623/mo
Today · 4.125%
HK$62,855
baseline
▲ 0.50% · 4.625%
HK$66,168
+HK$3,313/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$125,710/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,537
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,482
−HK$1,976/mo
Today · 4.125%
HK$66,458
baseline
▲ 0.50% · 4.625%
HK$70,502
+HK$4,044/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,916/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,572
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,437
−HK$1,893/mo
Today · 4.125%
HK$73,330
baseline
▲ 0.50% · 4.625%
HK$77,196
+HK$3,866/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,660/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,404
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,905
−HK$2,542/mo
Today · 4.125%
HK$85,447
baseline
▲ 0.50% · 4.625%
HK$90,646
+HK$5,199/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,894/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,449
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,848
−HK$2,434/mo
Today · 4.125%
HK$94,282
baseline
▲ 0.50% · 4.625%
HK$99,252
+HK$4,970/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,564/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,608 · Scale 2, in force from 26 Feb 2026)