LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,670
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,060
−HK$1,412/mo
Today · 4.125%
HK$47,472
baseline
▲ 0.50% · 4.625%
HK$50,360
+HK$2,888/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,944/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,695
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,028
−HK$1,352/mo
Today · 4.125%
HK$52,380
baseline
▲ 0.50% · 4.625%
HK$55,141
+HK$2,761/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,760/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,605
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,272
−HK$1,694/mo
Today · 4.125%
HK$56,966
baseline
▲ 0.50% · 4.625%
HK$60,432
+HK$3,466/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$113,932/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,634
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,234
−HK$1,622/mo
Today · 4.125%
HK$62,856
baseline
▲ 0.50% · 4.625%
HK$66,170
+HK$3,314/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$125,712/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,539
−HK$3,921/mo
▼ 0.25% · 3.875%
HK$64,484
−HK$1,976/mo
Today · 4.125%
HK$66,460
baseline
▲ 0.50% · 4.625%
HK$70,504
+HK$4,044/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,920/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,574
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$71,439
−HK$1,893/mo
Today · 4.125%
HK$73,332
baseline
▲ 0.50% · 4.625%
HK$77,198
+HK$3,866/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,664/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,407
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,908
−HK$2,541/mo
Today · 4.125%
HK$85,449
baseline
▲ 0.50% · 4.625%
HK$90,648
+HK$5,199/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,898/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,452
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,851
−HK$2,434/mo
Today · 4.125%
HK$94,285
baseline
▲ 0.50% · 4.625%
HK$99,254
+HK$4,969/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,570/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,629 · Scale 2, in force from 26 Feb 2026)