LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,673
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,063
−HK$1,412/mo
Today · 4.125%
HK$47,475
baseline
▲ 0.50% · 4.625%
HK$50,363
+HK$2,888/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,950/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,698
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,031
−HK$1,353/mo
Today · 4.125%
HK$52,384
baseline
▲ 0.50% · 4.625%
HK$55,145
+HK$2,761/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,768/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,608
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,275
−HK$1,695/mo
Today · 4.125%
HK$56,970
baseline
▲ 0.50% · 4.625%
HK$60,436
+HK$3,466/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$113,940/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,638
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,238
−HK$1,622/mo
Today · 4.125%
HK$62,860
baseline
▲ 0.50% · 4.625%
HK$66,174
+HK$3,314/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$125,720/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,542
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,488
−HK$1,976/mo
Today · 4.125%
HK$66,464
baseline
▲ 0.50% · 4.625%
HK$70,509
+HK$4,045/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,928/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,578
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,444
−HK$1,893/mo
Today · 4.125%
HK$73,337
baseline
▲ 0.50% · 4.625%
HK$77,203
+HK$3,866/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,674/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,412
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,913
−HK$2,541/mo
Today · 4.125%
HK$85,454
baseline
▲ 0.50% · 4.625%
HK$90,654
+HK$5,200/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,908/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,457
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,856
−HK$2,434/mo
Today · 4.125%
HK$94,290
baseline
▲ 0.50% · 4.625%
HK$99,261
+HK$4,971/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,580/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,675 · Scale 2, in force from 26 Feb 2026)