LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,674
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$46,064
−HK$1,411/mo
Today · 4.125%
HK$47,475
baseline
▲ 0.50% · 4.625%
HK$50,364
+HK$2,889/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,950/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,699
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$51,032
−HK$1,352/mo
Today · 4.125%
HK$52,384
baseline
▲ 0.50% · 4.625%
HK$55,146
+HK$2,762/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,768/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,609
−HK$3,361/mo
▼ 0.25% · 3.875%
HK$55,276
−HK$1,694/mo
Today · 4.125%
HK$56,970
baseline
▲ 0.50% · 4.625%
HK$60,437
+HK$3,467/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$113,940/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,639
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$61,239
−HK$1,622/mo
Today · 4.125%
HK$62,861
baseline
▲ 0.50% · 4.625%
HK$66,175
+HK$3,314/mo
Deposit HK$7.84M · loan HK$11.75M · min. income ≈ HK$125,722/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,544
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,489
−HK$1,977/mo
Today · 4.125%
HK$66,466
baseline
▲ 0.50% · 4.625%
HK$70,510
+HK$4,044/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$132,932/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,579
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$71,445
−HK$1,893/mo
Today · 4.125%
HK$73,338
baseline
▲ 0.50% · 4.625%
HK$77,204
+HK$3,866/mo
Deposit HK$5.88M · loan HK$13.71M · min. income ≈ HK$146,676/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,413
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,914
−HK$2,542/mo
Today · 4.125%
HK$85,456
baseline
▲ 0.50% · 4.625%
HK$90,655
+HK$5,199/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,912/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,459
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,858
−HK$2,434/mo
Today · 4.125%
HK$94,292
baseline
▲ 0.50% · 4.625%
HK$99,262
+HK$4,970/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,584/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,687 · Scale 2, in force from 26 Feb 2026)