LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,679
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,069
−HK$1,412/mo
Today · 4.125%
HK$47,481
baseline
▲ 0.50% · 4.625%
HK$50,370
+HK$2,889/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,962/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,705
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,038
−HK$1,353/mo
Today · 4.125%
HK$52,391
baseline
▲ 0.50% · 4.625%
HK$55,152
+HK$2,761/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,782/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,615
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,283
−HK$1,694/mo
Today · 4.125%
HK$56,977
baseline
▲ 0.50% · 4.625%
HK$60,444
+HK$3,467/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,954/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,646
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,246
−HK$1,623/mo
Today · 4.125%
HK$62,869
baseline
▲ 0.50% · 4.625%
HK$66,183
+HK$3,314/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,738/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,551
−HK$3,922/mo
▼ 0.25% · 3.875%
HK$64,497
−HK$1,976/mo
Today · 4.125%
HK$66,473
baseline
▲ 0.50% · 4.625%
HK$70,518
+HK$4,045/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,946/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,587
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,453
−HK$1,894/mo
Today · 4.125%
HK$73,347
baseline
▲ 0.50% · 4.625%
HK$77,213
+HK$3,866/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,694/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,423
−HK$5,043/mo
▼ 0.25% · 3.875%
HK$82,924
−HK$2,542/mo
Today · 4.125%
HK$85,466
baseline
▲ 0.50% · 4.625%
HK$90,666
+HK$5,200/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$170,932/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,469
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,869
−HK$2,434/mo
Today · 4.125%
HK$94,303
baseline
▲ 0.50% · 4.625%
HK$99,274
+HK$4,971/mo
Deposit HK$1.96M · loan HK$17.63M · min. income ≈ HK$188,606/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,773 · Scale 2, in force from 26 Feb 2026)