LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,683
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,073
−HK$1,412/mo
Today · 4.125%
HK$47,485
baseline
▲ 0.50% · 4.625%
HK$50,374
+HK$2,889/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,970/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,709
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,042
−HK$1,353/mo
Today · 4.125%
HK$52,395
baseline
▲ 0.50% · 4.625%
HK$55,157
+HK$2,762/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,790/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,619
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,287
−HK$1,695/mo
Today · 4.125%
HK$56,982
baseline
▲ 0.50% · 4.625%
HK$60,449
+HK$3,467/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,964/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,651
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,251
−HK$1,623/mo
Today · 4.125%
HK$62,874
baseline
▲ 0.50% · 4.625%
HK$66,188
+HK$3,314/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,748/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,556
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,502
−HK$1,977/mo
Today · 4.125%
HK$66,479
baseline
▲ 0.50% · 4.625%
HK$70,524
+HK$4,045/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,958/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,593
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,459
−HK$1,894/mo
Today · 4.125%
HK$73,353
baseline
▲ 0.50% · 4.625%
HK$77,219
+HK$3,866/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,706/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,429
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,931
−HK$2,542/mo
Today · 4.125%
HK$85,473
baseline
▲ 0.50% · 4.625%
HK$90,673
+HK$5,200/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,946/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,476
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,876
−HK$2,434/mo
Today · 4.125%
HK$94,310
baseline
▲ 0.50% · 4.625%
HK$99,282
+HK$4,972/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,620/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,831 · Scale 2, in force from 26 Feb 2026)