LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,688
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,078
−HK$1,412/mo
Today · 4.125%
HK$47,490
baseline
▲ 0.50% · 4.625%
HK$50,380
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,980/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,715
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,048
−HK$1,353/mo
Today · 4.125%
HK$52,401
baseline
▲ 0.50% · 4.625%
HK$55,163
+HK$2,762/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,802/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,625
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,695/mo
Today · 4.125%
HK$56,988
baseline
▲ 0.50% · 4.625%
HK$60,456
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,976/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,658
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,258
−HK$1,623/mo
Today · 4.125%
HK$62,881
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,314/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,762/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,563
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,509
−HK$1,977/mo
Today · 4.125%
HK$66,486
baseline
▲ 0.50% · 4.625%
HK$70,532
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,972/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,601
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,467
−HK$1,894/mo
Today · 4.125%
HK$73,361
baseline
▲ 0.50% · 4.625%
HK$77,228
+HK$3,867/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,722/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,438
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,940
−HK$2,542/mo
Today · 4.125%
HK$85,482
baseline
▲ 0.50% · 4.625%
HK$90,684
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,964/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,487
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,887
−HK$2,434/mo
Today · 4.125%
HK$94,321
baseline
▲ 0.50% · 4.625%
HK$99,293
+HK$4,972/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,642/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,915 · Scale 2, in force from 26 Feb 2026)