LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,689
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,412/mo
Today · 4.125%
HK$47,491
baseline
▲ 0.50% · 4.625%
HK$50,381
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,982/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,716
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,049
−HK$1,353/mo
Today · 4.125%
HK$52,402
baseline
▲ 0.50% · 4.625%
HK$55,164
+HK$2,762/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,804/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,626
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,294
−HK$1,695/mo
Today · 4.125%
HK$56,989
baseline
▲ 0.50% · 4.625%
HK$60,457
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,978/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,659
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,259
−HK$1,623/mo
Today · 4.125%
HK$62,882
baseline
▲ 0.50% · 4.625%
HK$66,197
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,764/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,564
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,510
−HK$1,977/mo
Today · 4.125%
HK$66,487
baseline
▲ 0.50% · 4.625%
HK$70,533
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,974/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,602
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,469
−HK$1,893/mo
Today · 4.125%
HK$73,362
baseline
▲ 0.50% · 4.625%
HK$77,229
+HK$3,867/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,724/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,440
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,942
−HK$2,542/mo
Today · 4.125%
HK$85,484
baseline
▲ 0.50% · 4.625%
HK$90,685
+HK$5,201/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,968/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,488
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,888
−HK$2,435/mo
Today · 4.125%
HK$94,323
baseline
▲ 0.50% · 4.625%
HK$99,295
+HK$4,972/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,646/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,928 · Scale 2, in force from 26 Feb 2026)