LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,689
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,413/mo
Today · 4.125%
HK$47,492
baseline
▲ 0.50% · 4.625%
HK$50,382
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,984/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,716
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,050
−HK$1,352/mo
Today · 4.125%
HK$52,402
baseline
▲ 0.50% · 4.625%
HK$55,165
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,804/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,627
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,295
−HK$1,695/mo
Today · 4.125%
HK$56,990
baseline
▲ 0.50% · 4.625%
HK$60,458
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,980/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,660
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,260
−HK$1,623/mo
Today · 4.125%
HK$62,883
baseline
▲ 0.50% · 4.625%
HK$66,198
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,766/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,565
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,511
−HK$1,977/mo
Today · 4.125%
HK$66,488
baseline
▲ 0.50% · 4.625%
HK$70,534
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,976/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,603
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,470
−HK$1,893/mo
Today · 4.125%
HK$73,363
baseline
▲ 0.50% · 4.625%
HK$77,231
+HK$3,868/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,726/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,441
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,943
−HK$2,542/mo
Today · 4.125%
HK$85,485
baseline
▲ 0.50% · 4.625%
HK$90,687
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,970/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,490
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,890
−HK$2,434/mo
Today · 4.125%
HK$94,324
baseline
▲ 0.50% · 4.625%
HK$99,296
+HK$4,972/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,648/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,940 · Scale 2, in force from 26 Feb 2026)