LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,692
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,082
−HK$1,413/mo
Today · 4.125%
HK$47,495
baseline
▲ 0.50% · 4.625%
HK$50,385
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,990/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,719
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,053
−HK$1,353/mo
Today · 4.125%
HK$52,406
baseline
▲ 0.50% · 4.625%
HK$55,168
+HK$2,762/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,812/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,630
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,299
−HK$1,695/mo
Today · 4.125%
HK$56,994
baseline
▲ 0.50% · 4.625%
HK$60,461
+HK$3,467/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,988/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,663
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,263
−HK$1,624/mo
Today · 4.125%
HK$62,887
baseline
▲ 0.50% · 4.625%
HK$66,202
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,774/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,569
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,515
−HK$1,977/mo
Today · 4.125%
HK$66,492
baseline
▲ 0.50% · 4.625%
HK$70,538
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,984/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,607
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,474
−HK$1,894/mo
Today · 4.125%
HK$73,368
baseline
▲ 0.50% · 4.625%
HK$77,235
+HK$3,867/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,736/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,446
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,948
−HK$2,542/mo
Today · 4.125%
HK$85,490
baseline
▲ 0.50% · 4.625%
HK$90,692
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,980/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,495
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,895
−HK$2,435/mo
Today · 4.125%
HK$94,330
baseline
▲ 0.50% · 4.625%
HK$99,302
+HK$4,972/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,660/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,984 · Scale 2, in force from 26 Feb 2026)