LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,693
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,083
−HK$1,412/mo
Today · 4.125%
HK$47,495
baseline
▲ 0.50% · 4.625%
HK$50,385
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,990/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,720
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,054
−HK$1,352/mo
Today · 4.125%
HK$52,406
baseline
▲ 0.50% · 4.625%
HK$55,169
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,812/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,631
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,299
−HK$1,695/mo
Today · 4.125%
HK$56,994
baseline
▲ 0.50% · 4.625%
HK$60,462
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,988/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,664
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,264
−HK$1,624/mo
Today · 4.125%
HK$62,888
baseline
▲ 0.50% · 4.625%
HK$66,202
+HK$3,314/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,776/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,570
−HK$3,923/mo
▼ 0.25% · 3.875%
HK$64,516
−HK$1,977/mo
Today · 4.125%
HK$66,493
baseline
▲ 0.50% · 4.625%
HK$70,539
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,986/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,608
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,475
−HK$1,894/mo
Today · 4.125%
HK$73,369
baseline
▲ 0.50% · 4.625%
HK$77,236
+HK$3,867/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,738/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,447
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,949
−HK$2,542/mo
Today · 4.125%
HK$85,491
baseline
▲ 0.50% · 4.625%
HK$90,693
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,982/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,496
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,896
−HK$2,435/mo
Today · 4.125%
HK$94,331
baseline
▲ 0.50% · 4.625%
HK$99,304
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,662/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$734,994 · Scale 2, in force from 26 Feb 2026)