LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,693
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,083
−HK$1,413/mo
Today · 4.125%
HK$47,496
baseline
▲ 0.50% · 4.625%
HK$50,386
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,992/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,721
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,054
−HK$1,353/mo
Today · 4.125%
HK$52,407
baseline
▲ 0.50% · 4.625%
HK$55,169
+HK$2,762/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,814/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,632
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,300
−HK$1,695/mo
Today · 4.125%
HK$56,995
baseline
▲ 0.50% · 4.625%
HK$60,463
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,990/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,665
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,265
−HK$1,623/mo
Today · 4.125%
HK$62,888
baseline
▲ 0.50% · 4.625%
HK$66,203
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,776/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,570
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,517
−HK$1,977/mo
Today · 4.125%
HK$66,494
baseline
▲ 0.50% · 4.625%
HK$70,540
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,988/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,609
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,476
−HK$1,894/mo
Today · 4.125%
HK$73,370
baseline
▲ 0.50% · 4.625%
HK$77,237
+HK$3,867/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,740/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,447
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,950
−HK$2,542/mo
Today · 4.125%
HK$85,492
baseline
▲ 0.50% · 4.625%
HK$90,694
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,984/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,497
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,897
−HK$2,435/mo
Today · 4.125%
HK$94,332
baseline
▲ 0.50% · 4.625%
HK$99,305
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,664/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,001 · Scale 2, in force from 26 Feb 2026)