LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,694
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,084
−HK$1,412/mo
Today · 4.125%
HK$47,496
baseline
▲ 0.50% · 4.625%
HK$50,386
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,992/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,721
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,055
−HK$1,352/mo
Today · 4.125%
HK$52,407
baseline
▲ 0.50% · 4.625%
HK$55,170
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,814/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,632
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,301
−HK$1,695/mo
Today · 4.125%
HK$56,996
baseline
▲ 0.50% · 4.625%
HK$60,464
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,992/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,665
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,266
−HK$1,623/mo
Today · 4.125%
HK$62,889
baseline
▲ 0.50% · 4.625%
HK$66,204
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,778/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,571
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,517
−HK$1,978/mo
Today · 4.125%
HK$66,495
baseline
▲ 0.50% · 4.625%
HK$70,541
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,990/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,610
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$71,477
−HK$1,893/mo
Today · 4.125%
HK$73,370
baseline
▲ 0.50% · 4.625%
HK$77,238
+HK$3,868/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,740/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,449
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,951
−HK$2,542/mo
Today · 4.125%
HK$85,493
baseline
▲ 0.50% · 4.625%
HK$90,695
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,986/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,498
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,898
−HK$2,435/mo
Today · 4.125%
HK$94,333
baseline
▲ 0.50% · 4.625%
HK$99,306
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,666/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,010 · Scale 2, in force from 26 Feb 2026)